Third-party financing options
A new roof shouldn't wait on a lump sum
Storm damage and worn-out shingles do not follow a convenient budget. Current third-party financing options may be available, subject to lender disclosures, terms, and approval. Paragon is not a lender and does not guarantee approval or a particular payment.
NJ HIC #13VH13814500
NJ HIC registered contractor
Insurance certificate on request
Ask for current proof
Third-Party Financing Options
Subject to lender approval
Residential + Commercial
Homes, HOAs & businesses
Free Estimates
Fast, honest quotes
How financing works with Paragon
- Free estimate first. We inspect, measure, and provide an itemized project price before financing is discussed.
- Review the lender disclosure. If a current third-party option is available, review its eligibility rules, credit-check terms, APR, fees, and payment schedule.
- Compare the total cost. Choose only after comparing the cash price with the lender’s total repayment amount and deciding what fits your budget.
- Schedule after approval. Project scheduling follows signed project documents and any required lender approval.
What you can finance
- Roof replacement & major roof repairs
- Vinyl & premium siding
- Replacement windows and entry doors
- Decks, gutters, and full exterior remodels
- Commercial roofing systems
Have insurance covering part of a storm claim? Code-compliant installation and project records can support condition documentation, but the insurer determines coverage and claim outcomes under the policy. Related links: storm-damage documentation.
Financing disclosure: Financing is offered, if available, by independent third-party lenders and is subject to credit approval. Rates, terms, fees, payment timing, and eligible project types vary. Paragon Exteriors is not a lender and does not guarantee approval.
Financing FAQs
Can I finance a roof replacement in NJ?
Paragon can discuss third-party financing options that may be available for an eligible project. Availability, rates, terms, and approval are set by the lender. Ask for the current lender disclosures before applying.
Does applying for roofing financing hurt my credit?
Credit-check rules vary by lender and product. Review the lender’s disclosure to see whether an eligibility check or application uses a soft inquiry, a hard inquiry, or both before you consent.
What credit score do I need to finance a new roof?
The lender determines eligibility using its current underwriting criteria. Paragon does not set a minimum score or promise approval; review the lender’s current terms and disclosures for your application.
Is financing better than waiting to save up?
That depends on the urgency of the work, the total financing cost, and your budget. Compare the written project scope with the lender’s APR, fees, payment schedule, and total repayment amount before deciding.
Get your free estimate & financing options
Tell us about your project. We follow up during business hours based on project urgency and team availability.
Questions? Call 848-633-6440
We'll give you straight answers on pricing and payments.
Paragon Exteriors is registered as a New Jersey home-improvement contractor (NJ HIC #13VH13814500). Ask for the current insurance certificate and any trade-license attribution required for the proposed scope.
